Do you have great credit, W2 Income, and 20% Equity in your home? You may be able to avoid an appraisal!


Despite the financial challenges of this past year, values are currently soaring in California. According to the California Association of Reator’s most recent report, the state has been, “recording solid sales and a fifth record-high median price in December 2020, [which] speaks volumes in terms of the housing markets’ resiliency.” This encouraging information has created… [Read More]

Which Home Equity Loan is Best for Me?


A Home Equity Loan is a type of loan that utilizes the borrower’s equity in their home or investment property as collateral. The more equity you have in your property, the easier it is to qualify for this type of loan. With Independent Home Finance, Inc, anyone can qualify for this type of loan as… [Read More]