Mortgage
Yes, you can! If the property in question is your primary residence, you can utilize an FHA cash out refinance in order to retrieve the equity from your home. As long as you are 2 years away from a major credit event (i.e. BK, foreclosure, notice of default), this is an option that can help… [Read More]
Does this sound like you? You write everything off on your taxes… Your taxes show a loss… You haven’t filed taxes in recent years… You receive foreign income monthly, quarterly, semi-annually… You had a 30 or 60 day late on your mortgage in the last 12 months… Bank Statement Programs can qualify you! If you… [Read More]
Bad credit is an issue which haunts many Americans and hinders their ability to get the best possible rates for the loans that they need. According to Experian’s 2019 Consumer Credit Review, 34% of Americans have either very poor credit scores between 300 and 579, or fair credit scores between 580 to 669. Astonishingly, the… [Read More]
Despite the financial challenges of this past year, values are currently soaring in California. According to the California Association of Reator’s most recent report, the state has been, “recording solid sales and a fifth record-high median price in December 2020, [which] speaks volumes in terms of the housing markets’ resiliency.” This encouraging information has created… [Read More]
A Home Equity Loan is a type of loan that utilizes the borrower’s equity in their home or investment property as collateral. The more equity you have in your property, the easier it is to qualify for this type of loan. With Independent Home Finance, Inc, anyone can qualify for this type of loan as… [Read More]
The new year is here, full of promise and excitement. However, 2021 has not shaken the financial problems of its predecessor. As many small businesses struggle to get the home equity loans that they need to keep their doors open, many banks and large loan services are making the process very difficult. However, at Independent… [Read More]
